Home > School Districts
Call Us Today (209) 661-4000
Sean Crisp & Associates Insurance Agency has been instrumental in developing health plans that are more cost effective than traditional health plans. Our IHIP program is specifically designed for school districts & municipalities to lower costs without sacrificing benefits or networks. IHIP has proven to be one of the most cost effective ways of delivering healthcare today.
Our Integrated Health Insurance Program:
- Average 10-20% in savings compared to most Trust health plans
- 2 married employees in same district = 1 health plan
- Provides HIPAA compliant utilization reports
- Benefit design flexibility
- 12 month premium rate guarantee
- HMO, PPO & HSA plans side-by-side
- Multiple carriers side-by-side
- All plans includes Rx benefits
- Broadest networks in California
- No long-term or annual contracts
- Dental, Vision, Life Insurance, EAP & Tele-Health benefits
- Competitive Retiree rates & benefits
- IRS sanctioned
- ERISA compliant
- COBRA compliant